FDIC-Insured—Backed by the full faith and credit of the U.S. Government.
Personal Savings Accounts
Build your personal savings with a return you can count on. Get started with a Savings Account that offers plenty of additional features. Easily transfer funds, make scheduled automatic deposits, and watch your money grow.
1st Select Savings
- Interest earned on daily ledger balances and compounded quarterly
- Quarterly statement (monthly if Electronic Funds Transaction activity occurs)
- Maintenance Fee $3.00 (if minimum daily balance of $300.00 not met)
1st Rewards Savings
- Designed to help customers save for special occasions
- Interest earned on daily ledger balance and paid quarterly
- $100.00 minimum to keep account open
- No Maintenance Fee
- Additional deposits may be made at any time, in any amount
- Balance minus $100.00 (minimum to keep account open) is transferred annually to a designated 1st Bank Yuma account – on the day that you choose.
- 1 Free withdrawal per year
- Excessive withdrawal fee of $10.00 per transaction
1st Elite Savings
- *Relationship Account Only - 1st Elite Checking Account required
- Interest earned on daily ledger balance of $50,000.00 or more and compounded quarterly
- No Maintenance Fee
- Tiered interest rates based on balance ranges beginning at $50,000.00
- Tiered structure: $50,000; $100,000; $250,000; $500,000+
- Quarterly statement (monthly if electronic transactions occur)
Account Comparison
| Account Name | Earns Interest | Min to Open | Min to Earn Interest | Online Banking | EStatements |
|---|---|---|---|---|---|
| 1st Select Savings | Yes | $100.00 | $100.00 | Yes | |
| 1st Rewards Savings | Yes | $100.00 | $100.00 | Yes | Yes |
| 1st Elite Savings | Yes | $50,000.00 | $50,000.00 | Yes | Yes |
"We love 1st Bank Yuma's community involvement and support of non-profit organization like ours. They are locally owned and always willing to support and collaborate for the benefit of our community."
Tori Bourguignon , Amberly's Place
