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FDIC-Insured—Backed by the full faith and credit of the U.S. Government.

Big News: Exciting Changes Are Coming

We are excited to share that soon 1BY will become OneAZ Credit Union. This change brings you even more-more convenience, more financial tools, and more ways to support your goals.

You'll still get the personal service you know and trust-now with the strength and security of a statewide credit union that puts Arizona first.

Changes are coming soon, and we're here to guide you every step of the way.

Learn more

Business Savings

To meet our business customer’s savings needs, we offer a wide range of banking services, including a variety of deposit accounts. Whether you are a small business or a large commercial business, we have the Business Savings accounts that put you 1st. See Terms and Conditions Brochure for Additional Limitations.

1st Select Business Savings

  • Interest earned on daily ledger balances and compounded quarterly
  • Quarterly statement (monthly if Electronic Funds Transfer activity occurs)
  • Monthly maintenance fee $3.00 (if minimum daily balance of $300.00 not met)

View Rates & Fees

1st Elite Business Savings

  • No maintenance fee
  • Interest earned on daily ledger balances of $50,000.00 or more and compounded quarterly
  • Tiered interest rates based on balance ranges beginning at $50,000.00
  • Tiered structure. $50,000; $100,000; $250,000; $500,000+
  • Quarterly statements (monthly if electronic transaction occur)
  • See Terms and Conditions Brochure for Additional Limitations

View Rates & Fees

Account Comparisons

Account NameEarns InterestMin to OpenMin to Earn InterestOnline BankingStatements
1st Select Business Savings Yes $100.00 $100.00 Yes Yes
1st Elite Business Savings Yes $50,000.00 $50,000.00 Yes Yes

"1st Bank Yuma is local bank who believes in the mission of the Saguaro Foundation. They were there times were extremely tough for us. We appreciate their loyalty and dedication." 
Jessica , Saguaro Foundation